Industry report

Winning 2026 U.S. payment strategies

While the U.S. market remains dominated by credit and debit cards, success now requires a sophisticated approach to trust, security, and payment flexibility.

What is inside?

  • The card-heavy friction point: Traditional cards remain the main payment method.
  • Plan diversity as a standard:78% of merchants offer both monthly and annual plans.
  • Smart fraud prevention: 56% of consumers now trust AI to manage fraud detection.

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