RECURLY + CHECKOUT.COM
The engine for high-performance subscription commerce
Recurly's intelligent subscription platform + Checkout.com's transparent payment rails. Together, they're the most powerful stack for enterprise subscription growth.
Book a call$1.6B
in annual recovered revenue
14x
typical return on Recurly fees
+1%
authorization rate lift possible at enterprise scale
150+
countries where Checkout.com operates
Why subscription businesses lose revenue every day
Subscriptions can be complex — but losing revenue doesn't have to be inevitable. Most enterprise merchants are operating with a hidden tax: generic decline codes, billing black boxes, and siloed data that cost real revenue at scale.
- Data opacity kills recovery Your gateway returns generic decline codes like "Do Not Honor" — you never know if a failure is a soft retry or a permanent hard block. Revenue silently leaks away with no path to recovery.
- Billing complexity outgrows your gateway Usage-based, hybrid, and ramp pricing models exceed what a standard recurring engine can handle. Engineering gets bottlenecked every time go-to-market needs a new pricing structure.
- Operational silos waste finance teams Finance spends days manually reconciling gateway settlement files with subscription invoices. Month-end close is a fire drill — not a streamlined, automated workflow.
- Cross-border failures block growth Expanding into new markets shouldn't require rebuilding your payments infrastructure. Fragmented acquiring, currency mismatches, and Strong Customer Authentication (SCA) blind spots quietly kill international conversion.
- Churn cohorts are invisible Without subscriber lifecycle analytics tied to payment outcomes, churn looks like a mystery. You can't tell the difference between a payment failure and a voluntary cancel — so you can't act differently on either.
- Legacy stacks can't keep up On-premise, monolithic payment providers weren't built for the speed of subscription commerce. Every pricing change, every new market, and every compliance update requires engineering sprints that slow everyone down.
Two best-in-class platforms. One high-performance stack.
Recurly handles every layer of subscription logic while Checkout.com powers the payment rails beneath it. Together, they close the loop from sign-up to settlement.
$1.2B recovered annually
Intelligent retry and dunning logic (Recurly) Machine learning-powered retry schedules identify the right moment to attempt recovery — not just brute-force retries that risk card bans. Recurly's dunning engine increases recovered revenue without burning customer goodwill.
Up to +1% authorization rate lift at scale
Granular decline intelligence (Checkout.com) Checkout.com's cloud-native payment rails return detailed, actionable response codes — not generic "Do Not Honor" messages. Know exactly why a payment failed, and feed that signal directly into Recurly's retry engine.
100% audit trail coverage
Complete visibility from sign-up to settlement (joint capability) No more black-box reporting. Checkout.com's data transparency paired with Recurly's subscriber analytics gives finance teams a unified view of subscription health, churn cohorts, and transaction fees across every region.
14× average return on Recurly fees
Any subscription model. No engineering bottleneck. (Recurly) Usage-based, hybrid, ramp, seat-based — Recurly's billing engine handles any pricing model. Marketing and Product teams can launch new plans, trials, and coupons without opening a ticket to engineering.
150+ countries covered
Built for global expansion (Checkout.com) Checkout.com's domestic acquiring footprint across EMEA, APAC, and the US — paired with Recurly's multi-currency management — means you can launch in new markets without cross-border failures or fragmented billing.
Outcomes for merchants who care about the details
At enterprise scale, a 1% lift in authorization rates isn't a rounding error — it's material revenue. This is the stack built for teams obsessed with that number.
- Checkout.com's response codes feed Recurly's machine learning retry logic for maximum recovery
- Granular 3D Secure (3DS) controls minimize drop-off while stopping fraud
- Launch new pricing tiers backed by Checkout.com's global acquiring licenses
- Localized checkout experiences in every target market
- $1.2B annual revenue recovery engine built into your stack
- Automate ASC-606 revenue recognition and reconciliation
- Teams iterate on subscription logic without developer dependencies
- Month-end close goes from fire drill to workflow
- SCA and PSD2 mandates handled automatically within the renewal flow
- Comprehensive audit trails for every subscription change, invoice, and transaction
- Cloud-native, API-first — no legacy infrastructure to maintain
- PCI Level 1 certified payments infrastructure
Built for enterprise subscription leaders
This integration is purpose-built for mid-market and enterprise merchants where billing complexity is high and payment performance is mission-critical.
Fintech and crypto — High billing complexity, strict compliance requirements, and Checkout.com's proven fintech market leadership make this the right fit.
SaaS and digital platforms — Complex multi-tier pricing models need flexible billing logic and global payment reach that a standard gateway simply can't provide.
Gaming and streaming — High-volume global transactions where a 1% authorization rate lift directly drives subscriber lifetime value and revenue growth.
Performance marketing teams — Teams that need granular payment failure data to optimize customer acquisition cost and conversion funnels.
Ready to talk?
Talk to a Recurly + Checkout.com partnership specialist. We'll map your current stack against the integration and show you exactly where you're leaving revenue on the table.
What you'll get from the call:
- A personalized authorization rate opportunity analysis
- An integration architecture walkthrough with your current tech stack
- A revenue recovery return on investment projection based on your transaction volume
- A no-pressure conversation — both teams, one call